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Family Floater
Benefits
Silver
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2 year Policy Tenure Option
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You can opt for 2 year policy tenure & avail discount
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24/7 Healthline
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This facility has been put in place to offer you access to health advice when you need it.
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All Day Care Procedures Covered
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We cover all day care procedures, not a select few. However, such a procedure should not be in the outpatient department of a hospital.
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Assured Plan Renewal for Life
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We assure you renewability for life. Once insured with us, you will always remain our customers.
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Cashless facility
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You can access cashless facility at quality hospitals near you.
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Direct Claim Settlement
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All claims are processed directly by our own customer services team.
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Domiciliary Treatment
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We pay for medical treatment taken at home, which would otherwise have required hospitalization, if on the advice of the attending medical practitioner, the patient cannot be transferred to a hospital or if a bed in the hospital is unavailable.
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Emergency ambulance
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We will cover ambulance expenses to transfer the policyholder following an emergency to the nearest hospital. These expenses are paid once we have accepted an In-patient claim.
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Free Health Check-Up once every 2 years
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Cost of health check-up arranged by us though our empanelled service providers.
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Free Look Period
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Our policies are transparent and easy to understand. If you are not satisfied, we provide a 15 day free look period within which you can cancel your plan stating the reason.
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Health Relationship Programme
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You are eligible for our Health Relationship Program if the Policy is renewed with us without any break. Under this program, you are eligible for health services and products with a market value of up-to 10% of your last paid premium.
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High Deductible Option
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If you think that your current health cover is inadequate, just add Max Bupa high deductible option to top up your existing coverage which provides you comprehensive cover at affordable cost.
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Hospital Accommodation - Shared Room
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Reasonable and Customary charges for Hospital accommodation are covered.
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Maternity Benefit
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The plan provides you maternity benefits up to two deliveries. This benefit is available after you have paid three continuous premiums. This benefit is available only if you & your spouse are covered in same policy
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New Born Baby
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The new born baby will be covered as an insured person from birth, till the next renewal, if maternity benefit is available. We also cover vaccination expenses of the new born baby until the new born baby completes one year if the baby is added in the policy at next renewal.
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No age restriction for enrollment
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We cover every member of your family, across every stage in life. There is no minimum or maximum age of enrollment.
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Organ transplant
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We will cover Medical Expenses for an organ donor’s treatment for the harvesting of the organ donated
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Pre & Post hospitalization Medical Expenses
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Medical Expenses incurred due to Illness up to 30 days period immediately before you get admitted to a hospital and 60 days immediately after you get discharged from a Hospital.
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Tax Benefits
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You will save tax under Section 80D of the Income Tax Act when you buy a Max Bupa health insurance policy. Tax benefits are subject to changes in the tax laws, please consult your tax advisor for more details.
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Download Brochure
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Gold
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2 year Policy Tenure Option
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You can opt for 2 year policy tenure & avail discount
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24/7 Healthline
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This facility has been put in place to offer you access to health advice when you need it.
|
|
All Day Care Procedures Covered
|
We cover all day care procedures, not a select few. However, such a procedure should not be in the outpatient department of a hospital.
|
|
Assured Plan Renewal for Life
|
We assure you renewability for life. Once insured with us, you will always remain our customers.
|
|
Cashless facility
|
You can access cashless facility at quality hospitals near you.
|
|
Direct Claim Settlement
|
All claims are processed directly by our own customer services team.
|
|
Domiciliary Treatment
|
We pay for medical treatment taken at home, which would otherwise have required hospitalization, if on the advice of the attending medical practitioner, the patient cannot be transferred to a hospital or if a bed in the hospital is unavailable.
|
|
Emergency ambulance
|
We will cover ambulance expenses to transfer the policyholder following an emergency to the nearest hospital. These expenses are paid once we have accepted an In-patient claim.
|
|
Free Annual Health Check-Up
|
Cost of health check-up arranged by us though our empanelled service providers.
|
|
Free Look Period
|
Our policies are transparent and easy to understand. If you are not satisfied, we provide a 15 day free look period within which you can cancel your plan stating the reason.
|
|
Health Relationship Programme
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You are eligible for our Health Relationship Program if the Policy is renewed with us without any break. Under this program, you are eligible for health services and products with a market value of up-to 10% of your last paid premium.
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Hospital Accommodation - Single Private Room
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Reasonable and Customary charges for Hospital accommodation are covered.
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Maternity Benefit
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The plan provides you maternity benefits up to two deliveries. This benefit is available after you have paid three continuous premiums. This benefit is available only if you & your spouse are covered in same policy
|
|
New Born Baby
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The new born baby will be covered as an insured person from birth, till the next renewal, if maternity benefit is available. We also cover vaccination expenses of the new born baby until the new born baby completes one year if the baby is added in the policy at next renewal.
|
|
No age restriction for enrollment
|
We cover every member of your family, across every stage in life. There is no minimum or maximum age of enrollment.
|
|
Organ transplant
|
We will cover Medical Expenses for an organ donor’s treatment for the harvesting of the organ donated
|
|
Pre & Post hospitalization Medical Expenses
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Medical Expenses incurred due to Illness up to 30 days period immediately before you get admitted to a hospital and 60 days immediately after you get discharged from a Hospital.
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Relationship Managers
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For Gold and Platinum customers, we may assign our representative who will personally attend to your claims
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Tax Benefits
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You will save tax under Section 80D of the Income Tax Act when you buy a Max Bupa health insurance policy. Tax benefits are subject to changes in the tax laws, please consult your tax advisor for more details.
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Download Brochure
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Platinum
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2 year Policy Tenure Option
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You can opt for 2 year policy tenure & avail discount
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24/7 Healthline
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This facility has been put in place to offer you access to health advice when you need it.
|
|
All Day Care Procedures Covered
|
We cover all day care procedures, not a select few. However, such a procedure should not be in the outpatient department of a hospital.
|
|
Assured Plan Renewal for Life
|
We assure you renewability for life. Once insured with us, you will always remain our customers.
|
|
Cashless facility
|
You can access cashless facility at quality hospitals near you.
|
|
Direct Claim Settlement
|
All claims are processed directly by our own customer services team.
|
|
Domiciliary Treatment
|
We pay for medical treatment taken at home, which would otherwise have required hospitalization, if on the advice of the attending medical practitioner, the patient cannot be transferred to a hospital or if a bed in the hospital is unavailable.
|
|
Emergency ambulance
|
We will cover ambulance expenses to transfer the policyholder following an emergency to the nearest hospital. These expenses are paid once we have accepted an In-patient claim.
|
|
Free Annual Health Check-Up
|
Cost of health check-up arranged by us though our empanelled service providers.
|
|
Free Look Period
|
Our policies are transparent and easy to understand. If you are not satisfied, we provide a 15 day free look period within which you can cancel your plan stating the reason.
|
|
Health Relationship Programme
|
You are eligible for our Health Relationship Program if the Policy is renewed with us without any break. Under this program, you are eligible for health services and products with a market value of up-to 10% of your last paid premium.
|
|
Hospital Accommodation - Single Private Room
|
Reasonable and Customary charges for Hospital accommodation are covered.
|
|
Maternity Benefit
|
The plan provides you maternity benefits up to two deliveries. This benefit is available after you have paid three continuous premiums. This benefit is available only if you & your spouse are covered in same policy
|
|
New Born Baby
|
The new born baby will be covered as an insured person from birth, till the next renewal, if maternity benefit is available. We also cover vaccination expenses of the new born baby until the new born baby completes one year if the baby is added in the policy at next renewal.
|
|
No age restriction for enrollment
|
We cover every member of your family, across every stage in life. There is no minimum or maximum age of enrollment.
|
|
Organ transplant
|
We will cover Medical Expenses for an organ donor’s treatment for the harvesting of the organ donated
|
|
Out-patient benefits
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We will be covering consultation and costs of diagnostic tests prescribed by doctor.
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|
Pre & Post hospitalization Medical Expenses
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Medical Expenses incurred due to Illness up to 30 days period immediately before you get admitted to a hospital and 60 days immediately after you get discharged from a Hospital.
|
|
Relationship Managers
|
For Gold and Platinum customers, we may assign our representative who will personally attend to your claims
|
|
Tax Benefits
|
You will save tax under Section 80D of the Income Tax Act when you buy a Max Bupa health insurance policy. Tax benefits are subject to changes in the tax laws, please consult your tax advisor for more details.
|
|
Vaccination Benefit
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We cover vaccination, nutrition and diet consulting for insured children upto 12 years if maternity benefit is available
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Download Brochure
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What is not covered
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90 Days Waiting Period
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We will not cover treatment during the first 90 days of the policy, unless the treatment needed is a result of an Accident or emergency. This waiting period does not apply for renewal policy.
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Permanent Exclusion
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Addictive conditions and disorders, Ageing and puberty, Artificial life maintenance, Circumcision, Conflict and disaster, Congenital conditions, Convalescence and Rehabilitation, Cosmetic surgery, Dental/oral treatment, Drugs and dressings for Out-patient or take-home use, Experimental treatment, Eyesight, Health hydros, nature cure, wellness clinics etc, Hereditary conditions, HIV and AIDS, Items of personal comfort and convenience, Non-allopathic treatment, Obesity, Out-patient Treatment, Psychiatric and Psychosomatic Conditions , Reproductive medicine - Birth control & Assisted reproduction, Self-inflicted injuries, Sexual problems and gender issues, Sexually transmitted diseases, Sleep disorders, Speech disorders, Treatment for developmental problems, Treatment received outside India, Unlawful Activity, Unrecognised physician or Hospital, Genetic disorders and any other such permanent exclusions as may be specified in the Schedule
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Pre-Existing Conditions
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Benefits will not be available for Pre-existing Conditions until 48 months of continuous coverage from first policy start date.
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Specific Waiting Periods
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For persons above 60 years of age some conditions will be subject to a waiting period of 24 months and will be covered in the third policy year
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For
Complete Exclusions List.
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| Disclaimer |
‘Max’, Max Logo, 'Bupa' and HEARTBEAT logo are trademarks of their respective owners and are being used by Max Bupa Health Insurance Company Limited under license. UAN No.: MB/BR/2011-12/196 |
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| This is only a summary of the product features and is for reference purpose only. For more details on terms and conditions, exclusions and waiting period, please read sales brochure carefully before concluding a sale. Please call our customer service if you require any further information or clarification. |
Max Bupa Health Insurance Company Limited Corporate Office: 2nd Floor, Salcon Ras Vilas, D-1, District Centre, Saket, New Delhi 110017 Registered Office: Max House, 1 Dr. Jha Marg, Okhla, New Delhi 110020 www.maxbupa.com
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Calculate Your Premium
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