1. Cancer of Specified Severity 2. First Heart Attack of Specified Severity 3. Open Chest CABG 4. Open Heart Replacement or Repair of Heart Valves 5. Coma of Specified Severity 6. Kidney Failure Requiring Regular Dialysis 7. Stroke Resulting in Permanent Symptoms 8. Major Organ/Bone Marrow Transplant 9. Permanent Paralysis of Limbs 10. Motor Neurone Disease with Permanent Symptoms 11. Multiple Sclerosis Persisting Symptoms 12. Aplastic Anaemia 13. Bacterial Meningitis 14. Loss of Speech 15. End Stage Liver Disease 16. Deafness 17. End-stage Lung Disease 18. Fulminant Viral Hepatitis 19. Major Burns 20. Muscular Dystrophy For more details Click Here.
Plan offers a guaranteed cash benefit subject to claim being admissible under policy.
You can opt for 2 year policy tenure & avail discount.
We believe you should focus on the treatment of your loved ones rather than running after claim settlement. Therefore, all claims are processed directly by our own customer services team
We assure you renewability for life. Once insured with us, you will always remain our customers.
If the Policy is renewed, the Sum Assured will be increased by 5% of the Sum Assured for every claim free year upto a cumulative maximum of 25% of the Sum Assured.
We endeavor for transparency and complete satisfaction and therefore, our policies are transparent and easy to understand. If you are not satisfied, we provide a 15 day free look period within which you can cancel your plan stating the reason.
You will save tax under Section 80D of the Income Tax Act when you buy a Max Bupa health insurance policy. Tax benefits are subject to changes in the tax laws, please consult your tax advisor for more details.
• We will not cover any critical illness occurring during the first 90 days of the policy. This waiting period does not apply for renewal Policy.
• Benefits will not be available for Pre-existing Diseases until 48 months of continuous coverage from first policy start date.
• Insured person need to survive for 30 days from the date of diagnosis of critical illness for claim to be admissible
• Cover ceases for insured person if claim has been paid under the policy & policy cannot be renewed.
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You talk to us directly, not through any third parties. All your claims and service
requests are settled directly by us because we believe you should focus on the treatment
of your loved ones rather than running after claim settlement.
Our policies are transparent and easy to understand. If you are not satisfied, we
provide a 15 day free look period within which you can cancel your plan stating
We assure you renewability for life. At renewal there are no extra loadings based
on your claim history. You pay premium based on your completed years of age, rather
than individual premium based on your claim history.
As a Max Bupa Policy holder you can access your own page on the Max Bupa website
for storing your claims history, your favouritehealth information, your health profile,
including records of tests you may have taken while enrolling with us.
No cashless facility will be available for the benefits of this product. All claims will be adjudicated after the occurrence of the event and further submission of documents by the Insured Person. Benefits will be paid out in line with the coverage in the plan and will be irrespective of the actual costs incurred by the Insured Person.
We provide the best services to make claiming as simple and straightforward as it possibly can be. Just follow these simple steps below to claim:
There are various ways in which you can purchase this policy:
Online: On purchase of this plan online your policy will be generated almost instantly along with your policy kit and card. This is applicable for cases which do not require further underwriting or medical checkup. While all our plans including Heartbeat and Health Assurance are available for purchase through this mode, our online special plan Health@Companion can be bought only through this mode.
Telephone: If you wish to know more about Max Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Call us on Phone 1800 3010 3333 (Toll Free) between 9 am and 6 pm India time (Monday to Saturday) or click on ‘Click to arrange a call’ to buy the policy over the phone or to fix up an appointment.
Branch: Please visit our branch in your city. The complete list of branch locations is available in the Contact Us section of the website
You have the option of buying a health insurance policy for a period of one year or two years. You will be able to get discounts on purchase of a policy for two years. This is applicable for Heartbeat (Individual and Family Floater) and Health@Companion (Individual and Family Floater) plans on the premium for the second year only. At the end of your insurance period you need to renew your policy if you wish to continue being covered, without a break.
Yes. You can avail a tax benefit available under Section 80D of the Income Tax Act 1961 by buying a health insurance policy. Every taxpayer can avail an annual deduction of Rs. 15,000 from his/her taxable income for health insurance premium for self and dependants. For senior citizens, this amount is Rs. 20,000. Please note that you will have to show the proof of payment of premium. (Section 80D benefit is different from the exemption of Rs 1,00,000 under Section 80 C). These benefits are as per prevalent applicable tax laws. We advise you to consult your tax advisor for further details or clarifications.
A medical checkup may be necessary when you sign up for a new health insurance policy. However, medical checkups are not usually needed for renewal of policies. It is in your best interests to undergo a medical check-up at the time of enrollment so that when you need us, we‘re there to provide speedy and efficient support and faster settlement of claims.
The Annual Insurance Cover amount is the maximum amount payable during the year in the event of one or more claims. It is also known as ‘sum insured’ and ‘sum assured’. The premium of the policy is also dependent on the annual insurance amount that you choose.
Of course. You can cover your family residing in India under one policy. Your health insurance policy can be used by you all across India. For cashless facility, all you need to do is check for a Max Bupa network hospital near your place of residence. You can also get your claims reimbursed if you get treated at a hospital which is not in Max Bupa’s hospital network.
Gender of the eldest insured
Our Family Floater health insurance plan is affordable & comprehensive, designed keeping in mind the nuclear family (you, your spouse and upto 4 children). Direct claim settlement, cashless facility, and assured plan renewal for life are some of the key benefits.
Online chat is available from Monday to Saturday - 10:00 AM to 06:00 PM