In case of Accidental Death, sum assured is paid.
In case of permanent total disability, plan will pay upto 125% of principal sum assured.
In case of permanent partial disability, plan will pay upto 100% of sum assured. Please click here for details.
In case of Accidental Death or Permanent Total Disability, 5% of the sum assured or Rs.50,000 whichever is lower is paid towards your children’s education benefit (Only for plans where Children are covered.).
An amount of Rs. 5,000 will be paid as funeral expenses in case of accidental death of any insured member
Plan offers a guaranteed cash benefit subject to claim being admissible under policy.
You can opt for 2 year policy tenure & avail discount.
We believe you should focus on the treatment of your loved ones rather than running after claim settlement. Therefore, all claims are processed directly by our own customer services team
We assure you renewability for life. Once insured with us, you will always remain our customers.
24X7 coverage worldwide.
We endeavor for transparency and complete satisfaction and therefore, our policies are transparent and easy to understand. If you are not satisfied, we provide a 15 day free look period within which you can cancel your plan stating the reason.
• 24 x 7 worldwide coverage
• Coverage from day 1.
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You talk to us directly, not through any third parties. All your claims and service
requests are settled directly by us because we believe you should focus on the treatment
of your loved ones rather than running after claim settlement.
Our policies are transparent and easy to understand. If you are not satisfied, we
provide a 15 day free look period within which you can cancel your plan stating
We assure you renewability for life. At renewal there are no extra loadings based
on your claim history. You pay premium based on your completed years of age, rather
than individual premium based on your claim history.
As a Max Bupa Policy holder you can access your own page on the Max Bupa website
for storing your claims history, your favouritehealth information, your health profile,
including records of tests you may have taken while enrolling with us.
We provide the best services to make claiming as simple and straightforward as it possibly can be. Just follow these simple steps below to claim:
There are various ways in which you can purchase this policy:
Online: On purchase of this plan online your policy will be generated almost instantly along with your policy kit and card. This is applicable for cases which do not require further underwriting or medical checkup. While all our plans including Heartbeat and Health Assurance are available for purchase through this mode, our online special plan Health@Companion can be bought only through this mode.
Telephone: If you wish to know more about Max Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Call us on Phone 1800 3010 3333 (Toll Free) between 9 am and 6 pm India time (Monday to Saturday) or click on ‘Click to arrange a call’ to buy the policy over the phone or to fix up an appointment.
Branch: Please visit our branch in your city. The complete list of branch locations is available in the Contact Us section of the website
You have the option of buying a health insurance policy for a period of one year or two years. You will be able to get discounts on purchase of a policy for two years. This is applicable for Heartbeat and Health@Companion (Individual and Family Floater) plans on the premium for the second year only. At the end of your insurance period you need to renew your policy if you wish to continue being covered, without a break.
Yes. You can avail a tax benefit available under Section 80D of the Income Tax Act 1961 by buying a health insurance policy. Every taxpayer can avail an annual deduction of Rs. 15,000 from his/her taxable income for health insurance premium for self and dependants. For senior citizens, this amount is Rs. 20,000. Please note that you will have to show the proof of payment of premium. (Section 80D benefit is different from the exemption of Rs 1,00,000 under Section 80 C). These benefits are as per prevalent applicable tax laws. We advise you to consult your tax advisor for further details or clarifications.
A medical checkup may be necessary when you sign up for a new health insurance policy. However, medical checkups are not usually needed for renewal of policies. It is in your best interests to undergo a medical check-up at the time of enrollment so that when you need us, we‘re there to provide speedy and efficient support and faster settlement of claims.
The Annual Insurance Cover amount is the maximum amount payable during the year in the event of one or more claims. It is also known as ‘sum insured’ and ‘sum assured’. The premium of the policy is also dependent on the annual insurance amount that you choose.
Of course. You can cover your family residing in India under one policy. Your health insurance policy can be used by you all across India. For cashless facility, all you need to do is check for a Max Bupa network hospital near your place of residence. You can also get your claims reimbursed if you get treated at a hospital which is not in Max Bupa’s hospital network.
Gender of the eldest insured
Our Family Floater health insurance plan is affordable & comprehensive, designed keeping in mind the nuclear family (you, your spouse and upto 4 children). Direct claim settlement, cashless facility, and assured plan renewal for life are some of the key benefits.
Online chat is available from Monday to Saturday - 10:00 AM to 06:00 PM