Money Saver Family Health Insurance Plan in India | Max Bupa
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MY POLICY GET A QUOTE

Pharmacy & diagnostic services

Get discounts through our empanelled service provider

e-Consultation

Avail unlimited tele consultations

Re-fill benefit

Get refill benefit, even if you have exhausted partial/ full base SI

Health check-up

Pick tests based on your needs and avail cashless health check-ups

Accumulated Bonus

Accumulated Bonus does not reduce even after claims.

All Day Care Treatment

Your health insurance will cover host of dental, ENT proceedures and more

Know what’s covered under Money Saver Insurance Plan

Simply search for your queries regarding the Money Saver Health Insurance plan or check out all the features listed below

Hospitalisation
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IN-PATIENT CARE (HOSPITALISATION)

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Get cashless coverage for hospitalisation expenses for all insured members at network hospitals

EMERGENCY AMBULANCE

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The policy covers the cost of the ambulance. These expenses are paid once we have accepted the inpatient claim

HOSPITAL ACCOMODATION

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Get coverage for all hospital accommodations up to a single private room without any room rent capping under this policy

DOMICILIARY HOSPITALISATION

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The policy will reimburse you for the medical treatment taken at home on account of unavailability of a hospital bed or the doctor's advice

PRE & POST HOSPITALISATION MEDICAL EXPENSES

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The policy covers expenses 30 days before hospitalization and 60 days post-discharge

DAY-CARE TREATMENT COVERED

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Your health insurance will cover a host of dental, ENT and other procedures

ORGAN TRANSPLANT

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Medical expenses for an organ donor’s inpatient treatment for the harvesting of the organ donated is also covered

DISCLAIMER

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This advertisement is designed for combination of Benefits of two or more individual and separate products named (1) Max Bupa Health Recharge | Product UIN:MAXHLIP20140V021920 (2) Health Companion, Product UIN: IRDAI/HLT/MBHI/P-H/V.III/2/2017-18. These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale. *Monthly premium shown is for illustrative purpose only. Monthly premium (including tax) for coverage of INR 5L Health Companion + INR 25L Max Bupa Health Recharge, for a 25 year old individual living in cities other than Delhi (NCR), Surat, Kolkata, Mumbai, Thane, Jaipur, Ludhiana, Pune is INR 620. Max Bupa Health Recharge plan has a deductible of of INR 5 Lakhs which is covered by the sum insured under Health Companion plan. Insurance is subject Matter of Solicitation. Max Bupa Health Insurance Company Limited (IRDAI Registration Number 145), ‘Max’, ‘Max Logo’, ‘Bupa’ and ‘HEARTBEAT’ logo are trademarks of their respective owners and are being used by Max Bupa Health Insurance Company Limited under license. Registered Office: B-1/I-2, Mohan Cooperative Industrial Estate, Mathura Road, New Delhi – 110044, Customer Helpline No: 1860-500-8888. Fax No.: +91 11 30902010. Website: www.maxbupa.com. CIN: U66000DL2008PLC182918. Max Bupa Health Recharge & Health Companion plan covers COVID-19 related hospitalization. Max Bupa processes pre-auth requests within 30 minutes for all active policies, subject to receiving of all documents and information(s) up to Max Bupa satisfaction. The above commitment does not include pre-authorization settlement at the time of discharge or system outage. For more details on terms and conditions, risk factors, exclusions and waiting period, please read the sales brochure carefully before concluding a sale.

Standout Features
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FREE LOOK PERIOD

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You have up to 15 days after purchasing the insurance to cancel the plan with refund

CASHLESS FACILITY

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Avail services at our network hospitals on a cashless basis

RENEWAL FOR LIFE

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The policy assures you renewability for life with no extra loadings based on your claim history

DIRECT CLAIM SETTLEMENT

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There are no third-party agents involved. Get your claims processed painlessly by our customer service team directly

TAX BENEFIT

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Save taxes under section 80D of the income tax act when buying your health insurance policy

ALTERNATIVE TREATMENTS

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Get cover for inpatient treatment under AYUSH (Ayurveda, Unani, Siddha, and Homeopathy) up to sum insured

HEALTH CHECK-UP

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Schedule Heath checkup for defined list of tests for yourself & other adult members of your family

Add-on Features​
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PERSONAL ACCIDENT COVER

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Secure your family’s finances against
personal accidents

HOSPITAL CASH

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Get a lump sum payment each day for each 24 hours of hospitalization in addition to the in-patient treatment benefits. This benefit is in addition to the sum insured

CRITICAL ILLNESS COVER

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Get coverage against illnesses like cancer, kidney failure etc. depending on the base sum insured

Exclusions
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PERMANENT EXCLUSIONS

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Ancillary hospital charges

Hazardous activities

Artificial life maintenance

Behavioral, Neurodevelopmental and Neurodegenerative Disorders

Circumcision

Conflict & disaster

External congenital anomaly

Convalescence & rehabilitation

Cosmetic and reconstructive surgery

Dental/oral treatment

Eyesight & optical services

Experimental or unproven treatment

Hospitalisation not justified

Inconsistent, irrelevant or incidental diagnostic procedures

Non-medical expenses

Obesity and weight control programs

Off- label drug or treatment

Puberty and menopause related disorders

Reproductive medicine & other maternity expenses

Robotic assisted surgery, light amplification by stimulated emission of radiation (LASER) & light based treatment

Sexually transmitted infections & diseases

Sleep disorders

Substance related and addictive disorders

Unlawful activity

Treatment received outside India

Unrecognized physician or hospital

Generally, excluded expenses - Any costs or expenses specified in the list of expenses generally excluded.

WAITING PERIOD

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  • Pre-existing disease waiting period of 36 months since inception of the policy and continuous renewal
  • Initial waiting period of 30 days unless the treatment needed is the result of an accident.
  • Specific waiting period of 24 months for some listed illnesses, unless the condition is directly caused by cancer (covered after initial waiting period of 30 days) or an accident (covered from day 1)

Please note that Waiting Periods shall not apply to e-consultation, Personal Accident Cover and Critical Illness Cover.

Please do read more about the common exclusions in the policy terms & conditions

Why choose Money Saver?

Doctors Speak
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Live well with Max Bupa

Check out what the doctors and the  experts have to say about your health and health insurance

Calculate Medical Expenses
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Painless renewals
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Assured plan renewal for life

Get up to 20% off on renewals for staying healthy

Get cashless health check-up annually

Assured policy renewal with no extra loading

Accumulated Bonus does not reduce even after claims.

Hassle-free 5 minutes renewal process

Seamless renewal options.

Click here>>
Frequently Asked Questions
HOW CAN I BUY THIS POLICY?
WHAT IS HEALTH COACH AND HOW WOULD I BE ELIGIBLE FOR DISCOUNTS UNDER THIS BENEFIT?
IS THERE ANY TAX BENEFIT THAT ONE CAN AVAIL WHILE PURCHASING HEALTH INSURANCE?
IS A MEDICAL CHECKUP NECESSARY BEFORE BUYING A POLICY?
HOW CAN I BUY THIS POLICY? - +

There are various ways in which you can purchase this policy:

Online: On purchase of this plan online your policy will be generated almost instantly along with your policy kit and card. This is applicable for cases which do not require further underwriting or medical checkup.

Telephone: If you wish to know more about Max Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Call us on Phone 1860 500 8888 (Toll Free) between 9 am and 6 pm IST (Monday to Saturday) or click on ‘Click to arrange a call’ to buy the policy over the phone or to fix up an appointment.

Branch: Please visit our branch in your city. The complete list of branch locations is available in the Contact Us section of the website

Get the most value from Money Saver

The Max Bupa Promise
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The Max Bupa Promise

30 Minute cashless claims processing

Spend less time on paperwork and more with your family

Health network beyond hospitals

A cashless network of 4800+ hospitals & 2000+ doctors

No third-party agents! Direct claim settlement

No TPA involvement in processing your claim

Your everyday health partner
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your everyday health partner

Max Bupa Health App

Track your health, manage your policy & renewals

Download App now>>

Tele-consultation to resolve your health queries

Click here to get free E-consultation

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Document locker

Store & access all your medical records with a few taps

Login to Health App>>
Hassle-free claims
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Get admitted

Visit us at one of our hospitals

Use your health card

Identify yourself with your MaxBupa health card

Get validated

After validation your request will be sent directly to us

In-house claims review

No third party involved!

Claim Processing

In as less as 30 minutes!

Get a quote

Tell us a little about yourself and we’ll get you the right quote.

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