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We at Max Bupa are very keen to hear about the aspects of your Policy that you believe can be improved. If something does not go well and as expected or promised, here are some simple ways to ensure that your concerns are dealt with as quickly and effectively as possible. Know more
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At Max Bupa, we provide the best services to make claiming as simple and straightforward as it possibly can be. Just follow the simple steps given on the link to claim: Know more
To make a claim against your policy.
Fill and send the claim form with all the original bills at our below mentioned address:
Max Bupa Health Insurance Company Limited,
B-1/I-2, Mohan Cooperative Industrial Estate
Mathura Road, New Delhi-110044
Fax: 1800-3070-3333 Download
To view your claim status, please log on to the customer section. Know more
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1860-3010-3333 | 011-66326666
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Searching for the Best Family Health policy in India? Here Are Some Smart Tips
176%! Yes, that’s the increase in medical expenditure per hospitalization between 2004 and 2014 for urban patients. What’s even more staggering? 80% of the Indian population is still not covered by health insurance
Though the data is alarming, you could take corrective action from today. That’s by choosing a health insurance policy for you. There are a lot of insurance policies to choose from. How do you know which is the right one for you? What will be covered in the policy? Will I be covered for the flu or cancer? These are all natural questions that come to your mind. Don’t worry, let’s tell you how to evaluate the best insurance policy:
Health problems don’t see age, size or gender. They can come up at any stage in life. The point is to be covered by a health insurance plan at any given stage. Sure, when you are young, you’ll be covered by insurance companies. However, problems arise when you grow older and these companies come up with stricter criteria and clauses to exclude older people. Ironically, that’s actually the time when one requires maximum health cover. Therefore, make sure you have a health plan that is renewable for life and not until some certain age.
Reimbursement of a claim is injurious to your pocket and health. In times of medical emergency, arranging for money and paperwork is quite a headache. Therefore, choose a policy, which offers cashless treatment in hospitals. We suggest you choose a company that provides the largest network of hospitals with cashless facility.
When it comes to India, it’s always the more the merrier. That’s why it’s important to choose a family floater mediclaim policy that allows a maximum number of people in your family to be covered. This includes your spouse, children, and parents in a typical plan. Why go for a policy that limits the number of members to be covered in a single policy? Instead, opt for a family floater health insurance with a higher upper cap on the number of the family members.
With multiple insurance companies and hundreds of plans, you might be lost in translation as to which is the best health insurance policy to choose? It can get tricky. Here’s one handy tip. Compare from a list of standards and parameters, like management, background, claim process and claim settlement ratio.
Do you understand sub-limits and co-payment? Ok, let’s cut out the jargon. Basically, to avoid inflated charges from hospitals, some policies have sub-limits on a few hospital facilities, like room rents. A low sub-limit on room rent may mean that you will not be able to afford a good hospital.
Co-payment is a predetermined percentage of the claim that you’ll be charged by your insurer. It comes in the form of deductibles where an insurer imposes a cut-off cost which the policy bearer has to pay. The insurer will come into the picture only when the bill will go beyond its limit.
Hope, these tips will help you choose the right health insurance policy. After all, nobody wants a long hospital bill that’ll make you feel ill. Thankfully Max Bupa offers you maximum when it comes to points mentioned above.