Livewell: Health Insurance & Wellness Blogs | Max Bupa
AN ACCIDENT IS NEVER PLANNED. THOUGH, YOU CAN PLAN AN ACCIDENT INSURANCE PLAN.
BUT FIRST, WHAT’S AN ACCIDENT CARE PLAN?
Accidental Care secures you and your family by providing compensation in case of any accidental injury or death. Here’s why you need it:
FINANCIAL BACK UP FOR A SLIP-UP
Some accidents can end up crippling not just your body but your livelihood. That means your finances, savings, healthcare costs can all go for a toss. That’s where accidental insurance plans can be extremely handy by reimbursing your medical costs and even other expenses like Ambulance fees.
ALWAYS PREPARED FOR PLAN B
An accident care plan is an excellent Plan B especially if you think of the worst-case scenario of you or your loved ones in an accident. Even in case of a fatality, it is important for your family to recover from the personal tragedy and secure their future.
DISABILITY BETWEEN LIFE AND DEATH
A physical disability can really cripple your family’s future and financial security. Imagine a life without an eyesight or total hearing loss. These can totally restrict your movement and earning a livelihood. Not just that, even a permanent partial disability can have serious repercussions for a victim. This can be a loss of one eye, a limb or even deafness in one ear. What’s good to hear is that you can still claim insurance with a personal insurance provider.
EMERGENCY TRAVEL TO THE RESCUE
Accidents can happen anywhere, anytime. In times of crisis, you’ll need to get your loved ones to the nearest hospital or medical institution, which can be quite a task and can leave a huge dent in your pocket. Accidental care plans compensate you for even transportation charges such as ambulance expenses, which are quite high today.
GOING BEYOND ACCIDENTS
Personal accident care is not just about covering for your hospitalization charges and ambulance expenses. They have numerous other advantages like:
Child Education Benefit
Why should your child’s education suffer because of an accident? That’s why an accident care plan ensures your child’s education carries on in case of your death or total disability. This can help reduce the financial burden to a large extent.
For the Departed
In the case of an untoward accident which results in death, the funeral can be complex especially when you don’t have the appropriate funds. Accident care plans provide funds for funeral expenses to ensure the soul of the departed can rest in peace.
With so many advantages isn’t it time for you to get your own accident insurance plan today?