Health Insurance
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Health Insurance

Everything there for you to know about Health Insurance and more

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Public Vs private Healthcare in India
Public vs Private healthcare in India

The public healthcare system has been in a state of disarray on account of decades of apathy, low and mismanaged budgetary allocation, inadequate and outdated infrastructure, lack of concrete vision and enforcement from the government’s end.

Public Vs private Healthcare in India
Public vs Private healthcare in India

The public healthcare system has been in a state of disarray on account of decades of apathy, low and mismanaged budgetary allocation, inadequate and outdated infrastructure, lack of concrete vision and enforcement from the government’s end.

What is maternity benefit
What is maternity benefit?

9 Questions to ask before buying your Health Insurance Plan
9 questions to ask before buying your first health insurance plan

Health insurance's meaning is not the only issue that confuses people. Yet, many people go in for health insurance without being totally clear on what they are signing up for.

terms to know before purchasing HI
Terms to know about before buying a health insurance policy

When investing in any insurance plan, it is essential to get familiar with some of the terms most commonly associated with it. This way, you can stay on top of the benefits you are set to receive and will not end up being overwhelmed by all the paperwork.

All you need to know about Health Insurance plans for children
All you need to know about Health Insurance plans for children

With diseases on the rise and quality healthcare becoming more expensive, it is important to ensure that your children get the best healthcare possible when they need it. You already know the benefits health insurance offers adults and senior citizens.

Health insurance regulations every policyholder must know about
Health insurance regulations every policyholder must know about

Despite the increasing awareness regarding the benefits of getting a health insurance plan, many people still end up picking health insurance policies for family and self without completely understanding the concept. To help you out in this process, here are some common health insurance regulations you should be aware of

What is Critical Illness Cover
What is a critical illness insurance cover?

A critical illness cover takes care of your financial burdens in the event of a serious ailment. Your insurance provider gives you a lumpsum amount which can be used to cover expenses for your diagnosis, doctor visits, medical expenses and hospitalisation as well.

How to choose the cheapest health insurance plan
How to choose the cheapest health insurance plan in India?

Why is it that despite a plethora of health insurance plans available in India, there is a meager percentage of the Indian population that is insured? Let's try and understand more about buying a health insurance plan in India for starters.

mediclaim policy
Everything you need to know about health insurance

Check out our blog to find out what the doctors and experts have to say on health insurance and healthy living.

What is personal accident cover
What is personal accident cover?

It is common nowadays for your insurance provider to give you the option of add-ons for you’re the full benefits of opting for an additional benefit with their plan. All you need to do is ask your insurance provider for the same while buying/renewing your policy.

Factors-that-can-impact-your-health-insurance-premium
Factors that can impact your health insurance premium

Check out our blog to find out what the doctors and experts have to say on health insurance and healthy living.

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Cashless Health Insurance for Senior Citizen

Cashless Health Insurance for senior citizens takes care of the health care needs by covering their health risks. Our medical needs start to grow with our age. The senior citizens need regular health check- ups and they need to have a back-up as well to meet out any emergency and this is where a medical insurance for senior citizens ensures that they get the best medical benefit without affecting the finances.

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TAKE THE EARLY ADVANTAGE WITH A HEALTH INSURANCE

Young professionals these days, like to live in the present and spend their money on shopping, travelling, shopping or partying. They don’t believe in investing for future. It’s because they don’t realise that buying health insurance early would not only protect their future, but also cost them less. Don’t believe us? You can calculate premium.

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Best Healthcare Plans for Senior Citizen Parents

Family is a source of happiness, and senior citizens are the guiding stars who stand with you through the thick and thin of your life. So would you leave your parents longing for the healthcare needs in their old age? No, in fact, you would want to ensure that your parents get the best medical treatment if they fall ill, and for this, you need a good health insurance.

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How To Choose Family Health Insurance Plan?

Keeping in mind the rising medical costs it is necessary for every individual to have a healthcare insurance. One can be affected by a medical emergency anytime and anywhere, leaving an individual emotionally shattered and financially crushed. Having said that, emotional loss is something that can never be compensated, but for the monetary losses during a medical emergency a health insurance can definitely be a savior.

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Glossary

Accident or Accidental means an unexpected, unconditioned and uncontrolled event caused by an external and visible means.

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Cashless Health Insurance

Cashless hospitalization is an important factor, which you need to consider when purchasing health insurance. Medical insurance is important for all individuals, noting the rising costs of medical care. In addition, today medical treatment costs have reached the highest of all times, and are expected to increase further. Diseases and ailments, as well as accidents, can strike anyone at any given point of time. It may emotionally and financially devastate a patient's family. Although coverage cannot be made for emotional damages, financial losses can be covered by a health insurance policy.

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Critical Illness Cover

Health insurance policy is indispensable for every individual keeping in mind the rising medical cost. A medical insurance policy provides coverage against spiraling medical cost in case the insured is hospitalized due to illness, disease or injury but the same medical insurance policy fails to provide any cover if the insured is diagnosed with a life threatening disease unless the policy has a critical illness rider attached to it.

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Mediclaim Policy

While there is no way of knowing what tomorrow might bring in terms of a medical emergency, one can ensure that the best possible healthcare is accessible. Health insurance is thus becoming imperative in today’s world, whether for you as an individual or for securing your family’s health. Not only can health insurance ensure that you and your family receive the best possible medical treatment if an emergency arises, but also aims to safeguard your hard earned money.

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PROTECT YOURSELF FROM MALARIA THIS MONSOON

If you think you are too small to make a difference, try spending the night with a mosquito – African proverb

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BUYING HEALTH INSURANCE? KEEP THESE THINGS IN MIND.

Health insurance is a must in this day and age. Especially, with skyrocketing medical inflation cost, rising illnesses and our unhealthy lifestyle. The problem lies in choosing the right health insurance plan for us. Here’s what you need to consider before buying an insurance plan:

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KEEP YOUR ORGANIZATION IN GREAT HEALTH WITH A GROUP MEDICAL INSURANCE PLAN.

They say employees are the greatest assets of your organization. Therefore, it becomes all the more reason to take care of them and their health as it keeps them motivated and productive. That’s exactly why a lot of companies are opting for group medical insurance in India today. So, what’s a group health insurance? A group health insurance is designed to provide coverage to employees or members of an organization or employer. They have numerous benefits especially if you are employed with an organization. Here are a few of them:

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How to Choose Best Health Insurance?

Healthcare insurance is an essential aid in today’s world where medical care costs are rising steeply with every passing day. A medical crisis like accident, critical illness or sickness can result in extended hospital stay that can leave you in a serious financial setback unless you have a comprehensive healthcare policy which can take care of your medical expenses.

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A BRIEF DIAGNOSIS OF HEALTHCARE AND HEALTH INSURANCE IN A NON-METRO CITY

Think of a non-metro or semi-urban area. What is the first association you make? Probably fewer commercial buildings, lower living expenses, affordable housing and less pollution. According to UN’s World Urbanization Prospects 2018 report, only 34% of India’s population lives in urban areas. That means a large chunk still resides in non-metro cities and small towns. In non-metros, people’s major healthcare concern are expenses that come along in case of hospitalization; and since 82% of people are not insured by a health insurance policy, they have to pay cash upfront at hospitals or clinics. A sudden cash requirement can put your future plans in jeopardy. A health insurance policy can help you avoid hospitalization expenses for a small sum. Don’t believe us? You can calculate the premium yourself.

how-to-compare-health-insurance-policies
How to Compare Health Insurance Policies?

When you are buying a health policy you are going to spend your hard earned money on it, so you have to ensure that it fits your budget & offers the important health benefits to the entire family.

why-should-care
WHY YOU SHOULD CARE ABOUT RISING HOSPITALIZATION COST IN INDIA

It’s just another regular weekday. You get up in the morning, grab a cup of coffee and then head out to work. On the way, you discover that petrol prices have increased by ₹1 and you let out a deep sigh. You then realize that the prices of onions have also risen by ₹3, which frustrates you further.

impact-of-smoking-on-financial-health
IMPACT OF SMOKING ON FINANCIAL HEALTH

“An ounce of prevention is worth a pound of cure”. Contemporary society, however, is a classic example of the reversal of such maxims, a society that vainglories in cures for self-induced diseases. Smoking does not spare the environment either and causes air, water and soil pollution due to the release of toxic pollutants. Considering the detrimental effects smoking has on one’s physical, emotional and even financial health, it’s about time that we paid attention Lifestyle diseases are going to be a bigger problem in the near future as well a considering the poor air quality in most Indian cities, a protective health cover becomes important for you and your family’s well being. Don’t get caught off guard in times of need. Calculate the premium below:

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BENEFITS ARE ASSURED WITH HEALTH INSURED

Rising healthcare inflation is a reality. And so is the rise in lifestyle diseases amongst the young and old. You need to be prepared for medical emergencies at any given stage in life. How can you do that? Simple, just buy a health insurance policy, which protects both your health and pocket, at the time of medical emergency or mishap.

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DO ALLERGIES AND HEALTH INSURANCE GO HAND IN HAND?

Before anything else, here are a few stats that will get you thinking. Recent studies have reported that 20% to 30% of the population in India suffer from allergic rhinitis and that 15% develop asthma. And here’s another telling fact - India has 10% of Asthma patients in the world. Clearly, we cannot ignore the growing trend of allergic reactions in India but first, let’s answer some fundamental questions:

An-accident-is-never-planned
AN ACCIDENT IS NEVER PLANNED. THOUGH, YOU CAN PLAN AN ACCIDENT INSURANCE PLAN.

Can you believe it? You might finish this article in the next 4 minutes and one person might lose his life. Yes, we are talking about a chilling statistic about the state-of-affairs in our country when it comes to accidents. Now just imagine the figure of other accidental deaths or injuries, which happen every day. That itself should be a major reason why should always be prepared with an accident insurance care plan.

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BOOKED MOVIE TICKETS FOR THE FAMILY? WHAT ABOUT A HEALTH INSURANCE?

We all talk about the general food inflation but there’s another inflation that we ought to look into seriously. In fact, here are some figures to prove that health insurance is not on a high priority list for Indians The general inflation rate is 5 to 6 % while medical inflation rate is 15%. Only 18 percent of urban Indians have health insurance coverage. That figure goes down to only 14.1 percent for people in rural areas

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Take Care of Your Family with Best Health Insurance Plans

We leave no stone unturned to keep our families safe and sound. Diseases and illness cannot be predicted so the best option is to financially protect your family and yourself in such situations by securing a health insurance for your family. The advantage of a health insurance for your family is that it covers you and your family without any limit for individual member of the family.

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Health Insurance Benefits

The cost involved in healthcare today is extremely high making health insurance a part and parcel of our life. Medical emergencies can approach us any time and turn our world upside down, leaving us shattered and broken. Health insurance policy is a saviour in such cases and can cover the financial loss during such an emergency to a great extent. Health insurance policies may not provide coverage for emotional loss however, are great supporters for people during medical emergencies and especially when they are dependent on funds for survival.

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4 HARD HITTERS WHY YOU SHOULD REALLY GET A HEALTH INSURANCE

Ever seen a formula one driver without a helmet at an F1 race? A cricketer walk out to bat without pads? It’s possible but not probable. A health insurance policy also works like a pad or helmet to guard you in case of any mishap or medical emergency. After all, it takes just a second for a mishap. Let’s tell you how with a little example.

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HEALTH INSURANCE ON YOUR MIND? HERE’S HOW TO GET ONE.

How can I get maximum coverage? Will it cover my family? Which insurance plan to go for? Is it going to be cashless?

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COVER ALL YOUR BASES WITH THE RIGHT INSURANCE POLICY

We all know health is wealth. Though, today to get quality healthcare, you’ll need to put wealth into your health. For instance, investing in a good health insurance policy. It can save you thousands of rupees in hospitalization charges. Wondering what’s the best insurance policy for you? Here are a few things to keep in your mind:

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LIFE’S UNPREDICTABLE. GET A PERSONAL ACCIDENT INSURANCE POLICY TODAY.

Accident by definition is an unfortunate incident that happens by chance and unintentionally, typically resulting in damage or injury. The bottom line is that no one goes looking for an accident, it just happens. What’s important is to safeguard you and your family in case you do meet with one. How do you that? Simple, with a personal accident insurance.

how-to-buy-health-insurance-plans-online
How To Buy Health Insurance Plans Online?

I want to buy a health insurance policy for my family, which is the easiest way to do so? I want to know about the policy details before I can buy them, how can I do so?

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Group Medical Insurance In India

Group medical insurance provides coverage to many people under one group. The sum insured offered to all the members under group health insurance is more or less similar irrespective of the risk factor. Thus due to lack of flexibility in the sum insured amount and also large number of members dividing the risk factor for the health insurance provider, premium payment cost for a group health insurance policy is much lower in comparison to other types of policies.

is-a-cheaper-health-insurance
IS A CHEAPER HEALTH INSURANCE, THE RIGHT ONE FOR YOU?

Before we answer this question, let’s ask you a question? Would you take a BMW to a local garage or an authorized service centre? The answer is quite an obvious right? You are ready to pay a little extra to the service centre as compared to your local garage because you are assured of genuine spare parts and products being used on your car, right?

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How To Choose Cashless Mediclaim Policy?

There are many policies that are available in the market and there are more than twenty insurance companies that are present in the market right now. So how do you go about choosing the best cashless health insurance policy for yourself? Let’s find some answers:

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HOW TO CHOOSE CASHLESS MEDICLAIM POLICY?

There are many policies that are available in the market and there are more than twenty insurance companies that are present in the market right now. So how do you go about choosing the best cashless health insurance policy for yourself? Let’s find some answers:

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Buy Cashless Mediclaim Policy Online

Costs of healthcare are rising by the day. In today’s world, anyone can fall prey to critical illness, hospitalization, & medical procedures. A health policy can certainly prepare you for these medical emergencies. While buying a cashless mediclaim policy, you need to be sure that, it is enough to cover all the expenses. So what your policy must offer? Let’s take a look:

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Buy Health Insurance

Health insurance is indispensable for every individual keeping in mind the rising medical cost. Today medical treatment costs have reached an all time high and are further expected to rise. Medical emergencies like sickness, disease, accidents which may result in prolonged hospitalization can leave you in severe financial crisis unless you have a comprehensive medical insurance policy which takes care of all your hospitalization expenses.

whats-the-best-family
WHAT’S THE BEST FAMILY HEALTH POLICY FOR ME? BREATHE EASY WITH THESE SMART TIPS.

176%! Yes, that’s the increase in medical expenditure per hospitalization between 2004 and 2014 for urban patients. What’s even more staggering? 80% of the Indian population is still not covered by health insurance. Though the data is alarming, you could take corrective action from today. That’s by choosing a health insurance policy for you. Before you read the following tips to find yourself the best insurance, calculate your premium right now.

buying-a-health-insurance-policy
Buying a smart device? How about buying a health insurance policy smartly?

In the age of smart phones, tablets and devices, we are ready to spend thousands to keep up with the times. Not many are realizing that medical costs are rising and how! Sadly, we are not concerned to spend our money on a health insurance policy. Think about it, it can end up saving your hospital bills and ultimately your life too. All it takes is a small little premium every month or year.

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A MILLENNIAL'S BEST INVESTMENT IN 2019

5 reasons why investing in health insurance can pay off big time if you start young. (And, why it’s the smart thing to do!)

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MAX BUPA CLAIMS PROCEDURE – EXPLAINED.

At the time of medical emergency, we understand that convenience is your only priority. You want to focus on taking care of your loved ones rather than run around for claim. At Max Bupa, we are there for you to ensure that claims are processed as quickly as possible.