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Why Do Patients with Hypertension Need Health Insurance?

Posted On : 03 April 2021, 3 Years Ago. Health-Insurance Total Read 253

Health Insurance For Hypertension Patients in India

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Hypertension is among the most common lifestyle afflictions in today's fast-paced and stressful lives. It can affect anyone irrespective of age group, and what's most lethal is that it gives rise to other severe health conditions as well. It's caused when high blood pressure affects proper kidney function. If not taken care off on time, it can deteriorate and lead to heart problems as well. In order to properly manage hypertension and other disorders that may stem from it, timely treatment and diagnosis is crucial. Due to the hectic and sedentary life of today, high blood pressure is increasingly becoming common. It is one of the causes of stress. Benefits of health insurance for hypertension patients cannot be overstated.

With increasing medical costs, health insurance is the safest bet. A comprehensive and affordable health insurance plan covers hospitalization expenses, medication costs, as well as doctor’s bill. Anything that reduces your woes goes a long way in making you feel de-stressed.

Why hypertension Patients Need Health Insurance?

Here are two main reasons highlighting importance of health insurance for hypertension patients: -

Medical costs are soaring rapidly and getting quality healthcare facilities without a health insurance plan is getting quite difficult.
Stress worsens a lot of diseases and those who suffer from hypertension should try to minimize stress levels. Anxiety, worry and uncertainty regarding anything adds to stress levels. In the absence of health insurance, the worry about high medical expenditure will only increase the stress level.

What to Consider Before Buying Health Insurance?

Proper Timing :

Life's full of unpredictability and drastic changes. So, planning and preparing for the worst in advance is better than lamenting when the unforeseen happens. Don't delay buying a health insurance policy, or think it to be an unnecessary expenditure. It's actually a crucial safeguard. There's simply no alternative to buying an affordable health insurance policy on time, and not waiting for any unfavourable situation to arise.

Premium:

Premiums vary based on multiple factors, including policy duration and the coverage amount. Just like while venturing into something new, health insurance also has a beginner's advantage. If you start early, the premium amount would be lower.

Waiting Period:

Hypertension health insurance comes with a waiting period of 2-4 years. This further underlines the importance of buying it on time before you may require hospitalization.

Types of Hypertension

There are generally two types of hypertension. One that's not triggered by any other condition is known as primary hypertension. While the one whose main cause is some other health condition, is called secondary hypertension.

Primary Hypertension:

It affects hormonal activity and blood plasma volume that regulates blood pressure. Stress and lack of physical exertion is often the main reason for primary hypertension.

Secondary Hypertension:

Existing medical conditions like kidney disorder, obesity, diabetes etc. trigger secondary hypertension.

How to Control High Blood Pressure and Stress?

Eating a balanced diet rich in antioxidants keeps the body healthy. Processed food and excess of carbohydrates should also be avoided.
Reducing sodium intake. If you eat too much salty food, cut it down.
Exercise keeps the body fit and regulates the blood flow. Even simple everyday exercises like jogging and brisk walking help a lot in reducing stress.
Monitor blood pressure regularly and go for routine health check-ups.
Being overweight and obese also increases the chances of being stressed. Cut down the flab and watch your weight to keep blood pressure in check and lead a de-stressed life.

Effects of Hypertension on Health

High blood pressure leads to rupture of small blood vessels and disrupts the blood supply to the kidneys. This hampers vital kidney functions like hormonal regulation and managing body fluids. Very high blood pressure can cause total kidney failure.
High blood pressure also makes the person more susceptible to brain haemorrhage. It also leads to other disorders like dementia.
Due to high blood pressure, walls surrounding the blood vessels tend to get rigid. This makes them weak over time and may even cause damage.

Conclusion:

Hypertension is a common lifestyle disease today owing to multiple factors: sedentary lifestyles, eating junk foods, obesity, and excess intake of salty food and carbohydrates. High blood pressure and stress are the main reasons for hypertension and it can be lowered by eating a balanced diet, regular exercise and managing weight. If not controlled timely, hypertension leads to lethal diseases like kidney failure, brain haemorrhage, stroke and even heart attack.

Hypertension patients should remain as stress-free as possible. This is where health insurance comes in handy. It not only assures quality healthcare and saves money, but also reduces the future uncertainty and needless anxiety about medical bills. As is said, life’s too short to spend worrying. Buy the best health insurance plan, eat right food, ensure that you get proper exercise and reduce stress.

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