GoActive Individual Plan | Comprehensive Health Insurance Plan in India | Max Bupa
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MY POLICY

Day Care Treatments

Get coverage for procedures that don't need hospitalisation

Early age AdvantAGE

Avail a lifetime discount of 10% if you buy at or before 35 years of age

OPD Consultations

Stay worry-free as we cover up to 10 doctor consultations

Health Coach(Optional benefit)

Talk to a personal health coach & achieve your health goals daily

No Room Rent sub-limit

Covered for rooms(except suite or above) for SI ₹ 5 lakhs & above

Diagnostic Tests

Book your diagnostic tests on a cashless basis

Know what’s covered under GoActive™ Health Insurance Plan

Search for diseases covered in the GoActive™ health insurance plan or check out all the policy features

Hospitalisation
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IN-PATIENT CARE (HOSPITALISATION)

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Get cashless coverage for hospitalisation expenses for all insured members at network hospitals

PRE & POST HOSPITALISATION MEDICAL EXPENSES

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The policy covers expenses 90 days before hospitalisation and 180 days post discharge

HOSPITAL ACCOMODATION

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Get cashless coverage for all hospital accommodations (except suite or above) under this policy. (for Sum Insured of ₹ 5 lakh and above)

DOMICILIARY HOSPITALISATION

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The policy will reimburse you for the medical treatment taken at home on account of unavailability of a hospital bed or the doctor’s advice.

HEALTH CHECK-UP / DIAGNOSTIC TESTS

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Pick tests based on your needs and avail cashless health check-ups

EMERGENCY AMBULANCE

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The policy covers the cost of ambulance . These expenses are paid once we have accepted the In-patient claim

OPD CONSULTATION

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Choose the health insurance that pays for your doctor visits. Avail up to 10 OPD consultations (as per plan eligibility) within Max Bupa’s network either on cashless or reimbursement basis

Standout Features
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REFILL BENEFIT

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In case of exhaustion of the base sum insured, get up to 100% of your base sum insured as a refill

EARLY AGE ADVANTAGE

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Get rewarded for starting early! If you are younger than 35, you will get a discount of 10% in the first policy year base premium and all subsequent renewals

I-PROTECT (OPTIONAL)

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Increase your sum Insured by 10% on every renewal. The benefit will be provided for every policy year as long as the policy is renewed or until you opt out

HEALTH COACH (OPTIONAL)

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Talk to a personal health coach app for personalised services to reach your fitness goals

ORGAN TRANSPLANT

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Medical expenses for an organ donor’s In-patient treatment for the harvesting of the organ is also covered

DIRECT CLAIM SETTLEMENT

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There are no third-party agents involved. Get your claims processed painlessly by our customer service team directly
Add-on Features​
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Optional Benefits:  
Deductible INR 25000/ 50000 / 1 lac / 2 lacs / 3 lacs / 5 lacs / 10 lacs
I-Protect Additional 10% of Base Sum Insured every policy year at renewal for policy lifetime.
Health Coach Personalised Health Coaching
Personal Accident Cover 25 lacs 25 lacs/ 50 lac
-        Accident Death
-        Accident Permanent Total Disability
-        Accident Permanent Partial Disability
Exclusions
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Permanent Exclusions

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  • Ancillary hospital charges
  • Hazardous activities
  • Artificial life maintenance
  • Behavioral, Neurodevelopmental and Neurodegenerative Disorders
  • Circumcision
  • AYUSH treatments, except inpatient treatments taken under Ayurveda, Unani, Sidha and Homeopathy
  • Conflict & disaster
  • External congenital anomaly
  • Convalescence & rehabilitation
  • Cosmetic and reconstructive surgery
  • Dental/oral treatment
  • Eyesight & optical services
  • Experimental or unproven treatment
  • HIV, AIDS, and related complex
  • Hospitalization not justified
  • Inconsistent, irrelevant or incidental diagnostic procedures
  • Mental and psychiatric conditions
  • Non-medical expenses
  • Obesity and weight control programs
  • Off- label drug or treatment
  • Puberty and menopause-related disorders
  • Reproductive medicine & other maternity expenses
  • Robotic-assisted surgery, light amplification by stimulated emission of radiation (LASER) & light-based treatment
  • Sexually transmitted infections & diseases
  • Sleep disorders
  • Substance-related and addictive disorders:
  • Unlawful activity
  • Treatment received outside India
  • Unrecognized physician or hospital
  • Generally, excluded expenses - Any costs or expenses specified in the list of expenses generally excluded at Annexure-II of the Policy Document.    

Permanent Exclusions For Accident Cover (If Opted)

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  • Permanent Exclusion for Personal Accident Cover (if opted).We shall not be liable to make any payment under any benefits under the Personal Accident Cover if the claim is attributable to, based on, arises out of, or is directly or indirectly connected to any of the following:
  • Suicide or self-inflicted injury, whether the insured person is medically sane or insane. 
  • Treatment for any injury or illness resulting directly or indirectly from nuclear, radiological emissions, war or war-like situations (whether war is declared or not), rebellion (the act of armed resistance to an established government or leader), acts of terrorism.
  • Service in the armed forces, or any police organization, of any country at war or at peace or service in any force of an international body or participation in any of the naval, military or air force operation during peacetime.
  • Any change of profession after the inception of the policy which results in the enhancement of our risk, if not accepted and endorsed by us on the policy schedule.
  • Committing an assault, a criminal offence or any breach of law with criminal intent. 
  • Taking or absorbing, accidentally or otherwise, any intoxicating liquor, drug, narcotic, medicine, sedative or poison, except as prescribed by a medical practitioner other than the policyholder or an insured person. 
  • Participation in aviation/marine including crew other than as a passenger in an aircraft/watercraft that is authorised by the relevant regulations to carry such passengers between established airports or ports.
  • Engaging in or taking part in professional/adventure sports or any hazardous pursuits, such as speed contest or racing of any kind (other than on foot), bungee jumping, parasailing, ballooning, parachuting, skydiving, paragliding, hang gliding, mountain or rock climbing necessitating the use of guides or ropes, potholing, abseiling, deep sea diving using hard helmet and breathing apparatus, polo, snow, ice sports, hunting, etc.
  • Body or mental infirmity or any disease except where such condition arises directly as a correspondence of an accident during the policy period. However, this exclusion is not applicable to claims made under the Permanent Partial Disability benefit.    

Why choose GoActive™?

Doctors Speak
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Max Bupa doctors are here to guide you

Check out our blog to find out what the doctors and experts have to say on health insurance and healthy living.

Calculate Medical Expenses
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Painless renewals
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Assured plan renewal for life

Get up to 20% off on renewals for staying healthy

Get cashless health check annually

Assured policy renewal with no extra loading

Get 10% more cover on each renewal under I-Protect (O)

Add personal accident cover.

Click here>>

Hassle-free 5 minutes renewal process

Seamless renewal options.

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Frequently Asked Questions
HOW CAN I BUY THIS POLICY?
WHAT IS HEALTH COACH AND HOW WOULD I BE ELIGIBLE FOR DISCOUNTS UNDER THIS BENEFIT?
IS THERE ANY TAX BENEFIT THAT ONE CAN AVAIL WHILE PURCHASING HEALTH INSURANCE?
IS A MEDICAL CHECKUP NECESSARY BEFORE BUYING A POLICY?
HOW CAN I BUY THIS POLICY? - +

There are various ways in which you can purchase this policy:

Online: On purchase of this plan online your policy will be generated almost instantly along with your policy kit and card. This is applicable for cases which do not require further underwriting or medical checkup.

Telephone: If you wish to know more about Max Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Call us on Phone 1860 500 8888 (Toll Free) between 9 am and 6 pm IST (Monday to Saturday) or click on ‘Click to arrange a call’ to buy the policy over the phone or to fix up an appointment.

Branch: Please visit our branch in your city. The complete list of branch locations is available in the Contact Us section of the website

Get the most value from GoActive™

The Max Bupa Promise
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The Max Bupa Promise

30 Minute cashless claims processing

Spend less time on paperwork and more with your family

Health network beyond hospitals

A cashless network of 4500+ hospitals & 2000+ doctors

No third-party agents! Direct claim settlement

No TPA involvement in processing your claim

Cashless OPD & Paperless reimbursements

No paper, no hassle. Get online reimbursements

Your everyday health partner
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your everyday health partner-compressed

Max Bupa Health App

Track your health, manage your policy & renewals

Download App now>>

Health coach

Reach your fitness goals with a personalised health coach

Download App Now >>

Document locker

Store & access all your medical records with a few taps

Login to Health App>>

Book Cashless OPD Online!

Doctor’s appointment through our cashless health network

Hassle-free claims
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Hassle-free claims
Get admitted

Visit us at one of our hospitals

Use your health card

Identify yourself with your MaxBupa health card

Get validated

After validation your request will be sent directly to us

We Review

No third party involved!

Claim Settled

In as less as 30 minutes!

Get a quote

Tell us a little about yourself and we’ll get you the right quote.

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Compare plans

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