Health Companion - Individual Health Insurance Plan
An affordable health insurance plan that makes securing your health painless
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What you get
What you get
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All Day Care Treatments
Your health insurance will cover host of day care procedures.
Pre & Post Hospitalisation
We cover expenses 30 days before hospitalisation and 60 days post-discharge.
No Room Rent Cap
Covered for rooms (except suites or above) for SI ₹ 5 lakhs & above
Health check-up
Pick tests based on your needs and avail cashless health check-ups
No Claim Bonus
Get 20% more sum insured at renewal for each claim free year; max up to 100%
Alternative treatment
Get cover for Ayurvedic, Unani, Siddha and Homeopathic treatments
Know what’s covered under Health Companion Plan
Simply search for your queries regarding the Health Companion health insurance plan or check out the features listed below
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Although, is available in below product.
Available as an optional add-on
In-Patient Care (Hospitalisation)
+ -Hospital Accommodation
+ -Get coverage for all hospital accommodations except suite & above room category without any room rent capping under this policy
Pre & Post Hospitalisation Medical Expenses
+ -All Day-Care Treatments Covered
+ -Your health insurance will cover host of day care procedures.
Emergency Ambulance
+ -The policy covers the cost of ambulance upto ₹ 3000/. These expenses are paid once we have accepted the inpatient claim
Domiciliary Hospitalisation
+ -Any Age Enrolment
+ -Get health insurance at any age. Newborn (at least 91 days) can also be added to your plan at the time of renewal
Organ Transplant
+ -
Refill Benefit
+ -In case of exhaustion of the base sum insured, get 100% of your base sum insured as a refill for a different illness
Direct Claim Settlement
+ -Alternative Treatments
+ -Get cover for inpatient treatment under AYUSH (Ayurveda, Unani, Siddha, and Homeopathy) up to sum insured
Cashless Facility
+ -Renewal For Life
+ -Tax Benefit
+ -No Claim Bonus
+ -Get 20% more sum insured at renewal for each claim free year; max up to 100%
| Health Companion | ||||
| Optional Benefits | Health Companion health insurance: Individual / Family Floater (variant 1) | Health Companion health insurance: Individual / Family Floater (variant 2) | Health Companion health insurance: Individual / Family Floater (variant 3) | Health Companion health insurance: Family First |
| Hospital Cash | Rs 1000/day | Rs 2000/day | Rs 4000/day | Rs 1000/day or Rs 2000/day |
Permanent Exclusions
+ -- Ancillary hospital charges
- Hazardous activities
- Artificial life maintenance
- Behavioral, Neurodevelopmental and Neurodegenerative Disorders
- Circumcision
- AYUSH treatments, except inpatient treatments taken under Ayurveda, Unani, Sidha and Homeopathy
- Conflict & disaster
- External congenital anomaly
- Convalescence & rehabilitation
- Cosmetic and reconstructive surgery
- Dental/oral treatment
- Eyesight & optical services
- Experimental or unproven treatment
- HIV, AIDS, and related complex
- Hospitalization not justified
- Inconsistent, irrelevant or incidental diagnostic procedures
- Mental and psychiatric conditions
- Non-medical expenses
- Obesity and weight control programs
- Off- label drug or treatment
- Puberty and menopause-related disorders
- Reproductive medicine & other maternity expenses
- Robotic-assisted surgery, light amplification by stimulated emission of radiation (LASER) & light-based treatment
- Sexually transmitted infections & diseases
- Sleep disorders
- Substance-related and addictive disorders:
- Unlawful activity
- Treatment received outside India
- Unrecognized physician or hospital
- Generally, excluded expenses - Any costs or expenses specified in the list of expenses generally excluded at Annexure-II of the Policy Document.
Why choose Health Companion?
Live well with Max Bupa
Check out what the doctors and the experts have to say about your health and health insurance
26 August 2020
Max Bupa
Covid-19 Survivor stories: Dr Rohit Mehta shares his journey of struggle, hope and his takeaway from the experience
Looking back to the days, I feel that the unpredictability of the Coronavirus situation, the uncertainty surrounding the disease, and the isolation period at the hospital was the main contributor to stress and anxiety than the virus itself. And then I realized that it is only the mental strength, persistence and will power which can make you push through each day.
10 September 2020
Max Bupa
Covid-19 Survivor stories: Dr Aarushi Gupta shares her story of battle with the Coronavirus and victory along with her take-way of strength inside out
I chose Max Bupa as my health insurance partner, and I can gladly say that I made the right choice for myself. They ensured a smooth and hassle-free experience at the time of my hospitalisation. Their team was proactive and followed up well.
Assured plan renewal for life
Get No Claim Bonus of 20% of base sum insured*
Get cashless health check-ups
Assured policy renewal with no extra loading
Get 20% more coverage for every claim-free year
Unlock annual health checks after each renewal
It becomes really difficult to decide how much cover is adequate. A cover which we find sufficient today becomes irrelevant tomorrow due to the rising medical inflation. At the same time buying a large insurance cover in the current policy may not be affordable or available.
Our Health Companion Deductible Option acts like a stepney to your health insurance plan. It’s an additional coverage offered to you with a threshold limit. It comes into effect only when your total claim in the same year surpasses the threshold limit.
Get the most value from Health Companion
Get admitted
Visit us at one of our hospitals
Use your health card
Identify yourself with your MaxBupa health card
Get validated
After validation your request will be sent directly to us
We Review
No third party involved!
Claim Settled
In as less as 30 minutes!
Get a quote
Tell us a little about yourself and we’ll get you the right quote.
Compare plans
Not sure if it’s the right plan for your family? Compare it with other similar plans
Download Resources
Health Companion
Brochure
Download the brochure to understand the Health Companion plan better
Health Companion
Policy Wordings
Find out all you need to know about the plan here
Health Companion
Claim Form
Download the form to make a hassle-free claim
Health Companion
Proposal Form
Download the proposal form here
