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Early Advantage with Health Insurance

Posted On : 06 February 2023, 1 Years Ago. Blog
Early adavantage of buying health cover

The following stats prove how important Health insurance is for young professionals:

  • Lifestyle disease caused 6 million deaths in India in 2016
  • Medical inflation at the moment is between 15 to 20%
  • One in three people above the age of 30 suffers from a lifestyle disease
     

Medical Emergency Does Not See The Past, Present Or Future

The point is that you’ll never know when you face a medical emergency. All you can do is to prepare for it. The sooner, the better. One great way of protecting yourself is to opt for a health insurance at a young age.
 

Here Are 5 Reasons Why You Need To Start Early:

Axe The Tax

You can enjoy tax relief as health insurance is covered under Section 80D of the Income Tax Act. That means you start saving early and smartly in the long-term.

 

Speaking of long-term, Niva Bupa’s GoActive plan has a special feature – Advantage.

 

It offers you a lifetime discount of 10% on your Base Premium amount if you buy the product at or before 35 years of age. Sounds like one big advantage for you. Hurry and get started with your GoActive plan today.
 

Start Low And Steady

The sooner you take a health insurance the lesser will be your premium. This means you’ll also end up with more health coverage while saving on your pocket. It’s a win-win situation.
 

Age Is Bar

Health insurance companies are quite stringent about age and usually do not offer benefits to individuals who start late or have crossed a certain age limit.
 

Younger Means More Bonus

The sooner you start, the greater will be your cumulative bonus if you don’t claim any health cover. Well. it looks highly unlikely if you are younger and keep yourself fit.
 

Pre-Existing Conditions

Want to start late? Then end up paying not only more premium but face exclusions when it comes to pre-existing illnesses. This means you’ll end up with no coverage for certain diseases even with a health insurance. It’s a double whammy.

Secure your health with comprehensive insurance plans from Nivabupa

Tell us a bit about you

Whom are you buying for ?
Myself Icon Individual
Wife Icon Husband & Wife
Family Icon Family
Enter valid name
Enter Valid DOB
OTP sent Resend OTP
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OTP Expires in
I authorize Niva Bupa to call me. This will override your existing registry in DNCR. I want to get my quote and policy details on WhatsApp.
FIND MY PLAN