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Secure your health with comprehensive insurance plans from Niva Bupa

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Get optimum coverage with Niva Bupa Health ReAssure

Posted On : 05 January 2022, 2 Years Ago. Health-Insurance

The Niva Bupa Health ReAssure is among the best plans offered by Niva Bupa Health Insurance, especially for families. You can include up to six family members in the plan, with the cover ranging from Rs. 3 lakhs to Rs. 1 crore. The premium for the Niva Bupa ReAssure Plan starts from Rs 5096 per year.

 

Here are the top features of the Niva Bupa Health ReAssure Plan

1. Unlimited Reinstatements

This plan offers unlimited reinstatements, which means that if you exhaust your policy amount within a policy year, you can still get coverage up to the amount insured after payment of a specific premium. So you can avail unlimited reinstatements of the sum insured for any illness or for any person within the same policy year (effective from the first claim) and thus claim insurance as many times as needed.

 

2.Comprehensive coverage

The plan offers coverage for all in-patient care and medical expenses, including those for daycare treatment requiring more than 2 hours of hospitalisation. It also covers pre-and post-hospitalisation expensesup to the sum insured, up to 60 days before and up to 180 days after hospitalisation.

 

In case of a transplant, all medical expenses for the organ donor's in-patient treatment during organ harvesting are covered under the plan. Another noteworthy feature is the coverage offered for domiciliary treatment and home care treatments like chemotherapy and dialysis.

 

3. Health check-up

When you opt for the Niva Bupa Health ReAssure plan, insured members can go for health check-ups from the first day itself. If you have to undergo tests included in the predetermined list, then those would also be covered. So you can avail the benefits of health tests and check-ups at good health centres and hospitals.

 

4. Modern and Alternative Treatments

Under the ReAssure plan, you get coverage for various surgeries that use a modern approach, such as deep brain stimulation, oral chemotherapy, robotic surgeries, stereotactic radio surgeries, stem cell therapy, among others. It even covers in-patient treatments under AYUSH if you opt for Ayurveda, Unani, Siddha, and Homeopathy treatments.

 

5.Cashless claims across a wide network

Niva Bupa Health Insurance has tie-ups with several hospitals. You do not have to pay in cash for hospitalisation expenses when you or your family members are admitted at any of its 7900 plus network hospitals across India.

 

Niva Bupa Health Insurance aims to process all such claims within 30 minutes. If admitted to a non-network hospital, Niva Bupa offers hassle-free reimbursements as fast as possible on submitting required documents.

 

For example, if your family member is admitted to a hospital, you simply need to apply for cashless health insurance by completing the mandatory paperwork. The stipulated hospital will contact the insurance company for reimbursements without any bother to you at all.

 

6.Booster benefit

Under the booster benefit feature of the ReAssure Plan, get double sum insured if you have not claimed insurance in the previous year. Thus, your sum insured can potentially double in two claim-free years.

 

For example, if your health insurance cover is Rs. 5 lakhs and you do not claim insurance in a particular year, then your insurance cover for the following year will increase to Rs 7.5 lakh while paying the same health insurance premium, and then to Rs. 10 lakh the subsequent year if the year previous to that is claim-free again.

 

However, in case you make health insurance claims, your accumulated cumulative bonus reduces by 50% of the base sum insured.

 

7.Renewal for life

Policy can be renewed for life upon payment of renewal premium. Under this, your policy will be renewed irrespective of whether you have previously claimed insurance under the policy or the status of your health. Your renewal premium will increase only with age.

 

8.Live healthy benefit

Under the live healthy benefit feature of the Niva Bupa Health ReAssure plan, you can enjoy discounts up to 30% when renewing your Niva Bupa ReAssure policy All you have to do is collect points by taking steps counted on Niva Bupa Health App. Get up to 30% renewal discount by accumulating health points on your Niva Bupa Health App. 1 health point would be earned for every completed 1000 steps.

 

Conclusion

The Niva Bupa Health Re-Assure plan offers a wide range of benefits. From cashless claims to free health check-ups to unlimited reinstatements, this health insurance plan provides them all. Health insurance cover reduces the burden of hospitalisation expenses. In addition, health insurance plans also cover pre-hospitalisation and post-hospitalisation bills – all of which help to further lower your medical costs. So go ahead and choose the right health cover for you and your family under this plan.

Secure your health with comprehensive insurance plans from Niva Bupa

Tell us a bit about you

Whom are you buying for ?
Myself Icon Individual
Wife Icon Husband & Wife
Family Icon Family
Enter valid name
Enter Valid DOB
OTP sent Resend OTP Enter Valid Mobile Number
I authorize Niva Bupa to call me. This will override your existing registry in DNCR. I want to get my quote and policy details on WhatsApp.
FIND MY PLAN