Health Companion Family Health Insurance Plan in India | Max Bupa
/content/maxbupa/in/en/bank,/content/maxbupa/en/in/digital/home/app-form2,/content/maxbupa/en/in/digital/home/thank-you1,partner.maxbupa.com
/content/maxbupa/in/en/agent
MY POLICY

All Day Care Treatments

Your health insurance will cover host of dental, ENT procedures and more

Pre & Post Hospitalisation

We cover expenses 30 days before hospitalisation and 60 days post-discharge.

No Room Rent Cap

Covered for rooms (except suites or above) for SI ₹ 5 lakhs & above

Health check-up

Pick tests based on your needs and avail cashless health check-ups

No Claim Bonus

Get 20% more sum insured at renewal for each claim free year; max up to 100%

Alternative treatment

Get cover for Ayurvedic, Unani, Siddha and Homeopathic treatments

Know what’s covered under Health Companion Plan

Simply search for your queries regarding the Health Companion health insurance plan or check out the features listed below

Hospitalisation
Arrow Arrow

In-Patient Care (Hospitalisation)

+ -
Get cashless coverage for hospitalisation expenses for all insured members at network hospitals

Hospital Accommodation

+ -

Get coverage for all hospital accommodations except suite & above room category without any room rent capping under this policy

Pre & Post Hospitalisation Medical Expenses

+ -
The policy covers expenses 30 days before hospitalisation and 60 days post discharge

All Day-Care Treatments Covered

+ -
Your health insurance will cover a host of dental, ENT and other procedures

Emergency Ambulance

+ -

The policy covers the cost of ambulance upto ₹ 3000/. These expenses are paid once we have accepted the inpatient claim

Domiciliary Hospitalisation

+ -

The policy will reimburse you for the medical treatment taken at home on account of unavailability of a hospital bed or on the doctor's advice

Any Age Enrolment

+ -

Get health insurance at any age. Newborn (at least 91 days) can also be added to your plan at the time of renewal.

Organ Transplant

+ -
Medical expenses for an organ donor’s inpatient treatment for the harvesting of the organ donated is also covered
Standout Features
Arrow Arrow

Refill Benefit

+ -

In case of exhaustion of the base sum insured, get 100% of your base sum insured as a refill for a different illness

Direct Claim Settlement

+ -
There are no third-party agents involved. Get your claims processed painlessly by our customer service team directly

Alternative Treatments

+ -

Get cover for inpatient treatment under AYUSH (Ayurveda, Unani, Siddha, and Homeopathy) up to sum insured

Cashless Facility

+ -
Avail services at our network hospitals on a cashless basis

Renewal For Life

+ -
The policy assures you renewability for life with no extra loadings based on your claim history

Tax Benefit

+ -
Save taxes under section 80D of the income tax act when buying your health insurance policy

No Claim Bonus

+ -

Get 20% more sum insured at renewal for each claim free year; max up to 100%

Add-on Features
Arrow Arrow
Health Companion         
Optional Benefits Health Companion health insurance: Individual / Family Floater (variant 1) Health Companion health insurance: Individual / Family Floater (variant 2) Health Companion health insurance: Individual / Family Floater (variant 3) Health Companion health insurance: Family First
Hospital Cash Rs 1000/day Rs 2000/day Rs 4000/day Rs 1000/day or Rs 2000/day
Exclusions
Arrow Arrow

Permanent Exclusions

+ -
  • Ancillary hospital charges
  • Hazardous activities
  • Artificial life maintenance
  • Behavioral, Neurodevelopmental and Neurodegenerative Disorders
  • Circumcision
  • AYUSH treatments, except inpatient treatments taken under Ayurveda, Unani, Sidha and Homeopathy
  • Conflict & disaster
  • External congenital anomaly
  • Convalescence & rehabilitation
  • Cosmetic and reconstructive surgery
  • Dental/oral treatment
  • Eyesight & optical services
  • Experimental or unproven treatment
  • HIV, AIDS, and related complex
  • Hospitalization not justified
  • Inconsistent, irrelevant or incidental diagnostic procedures
  • Mental and psychiatric conditions
  • Non-medical expenses
  • Obesity and weight control programs
  • Off- label drug or treatment
  • Puberty and menopause-related disorders
  • Reproductive medicine & other maternity expenses
  • Robotic-assisted surgery, light amplification by stimulated emission of radiation (LASER) & light-based treatment
  • Sexually transmitted infections & diseases
  • Sleep disorders
  • Substance-related and addictive disorders:
  • Unlawful activity
  • Treatment received outside India
  • Unrecognized physician or hospital
  • Generally, excluded expenses - Any costs or expenses specified in the list of expenses generally excluded at Annexure-II of the Policy Document.    

Why choose Health Companion?

Doctors Speak
Arrow Arrow

Live well with Max Bupa

Check out what the doctors and the  experts have to say about your health and health insurance

Calculate Medical Expenses
Arrow Arrow
Financial-calc-benefit-1
Painless renewals
Arrow Arrow

Assured plan renewal for life

Get No Claim Bonus of 20% of base sum insured*

Get cashless health check-ups

Assured policy renewal with no extra loading

Get 20% more coverage for every claim-free year

Unlock annual health checks after each renewal

Hassle-free 5 minutes renewal process

Seamless renewal options.

Click here>>
Frequently Asked Questions
WHAT IS TOP UP WITH ANNUAL AGGREGATE DEDUCTIBLE OPTION IN HEALTH COMPANION?
WHY IS A TOP-UP IMPORTANT?
WHEN DOES IT MAKE SENSE TO OPT FOR TOP-UP?
HOW DOES THE PLAN WORK?
HOW CAN I BUY THIS POLICY?
WHAT ARE THE MINIMUM AND MAXIMUM POLICY DURATIONS?
IS THERE ANY TAX BENEFIT THAT ONE CAN AVAIL OF WHILE PURCHASING HEALTH INSURANCE?
IS A MEDICAL CHECK-UP NECESSARY BEFORE BUYING A POLICY?
WHAT IS TOP UP WITH ANNUAL AGGREGATE DEDUCTIBLE OPTION IN HEALTH COMPANION? - +

It becomes really difficult to decide how much cover is adequate. A cover which we find sufficient today becomes irrelevant tomorrow due to the rising medical inflation. At the same time buying a large insurance cover in the current policy may not be affordable or available.

Our Health Companion Deductible Option acts like a stepney to your health insurance plan. It’s an additional coverage offered to you with a threshold limit. It comes into effect only when your total claim in the same year surpasses the threshold limit.

Get the most value from Health Companion

The Max Bupa Promise
Arrow Arrow
The Max Bupa Promise

30 Minute cashless claims processing

Spend less time on paperwork and more with your family

Health network beyond hospitals

A cashless network of 4500+ hospitals & 2000+ doctors

No third-party agents! Direct claim settlement

No TPA involvement in processing your claim

Your everyday health partner
Arrow Arrow
your everyday health partner-compressed

Max Bupa Health App

Track your health, manage your policy & renewals

Download App Now >

Document locker

Store & access all your medical records with a few taps

Login to Health App>>
Hassle-free claims
Arrow Arrow
Hassle-free claims
Get admitted

Visit us at one of our hospitals

Use your health card

Identify yourself with your MaxBupa health card

Get validated

After validation your request will be sent directly to us

We Review

No third party involved!

Claim Settled

In as less as 30 minutes!

Get a quote

Tell us a little about yourself and we’ll get you the right quote.

Find the right plan now>

Compare plans

Not sure if it’s the right plan for your family? Compare it with other similar plans.

Compare now>