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Health Insurance: Why You Need to Start Early

Posted On : 24 May 2023, 11 Months Ago. Health-Insurance
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It is often said that the early bird catches the worm. This proverb rings especially true when it comes to health insurance. Niva Bupa is a renowned health insurance company in India, and we believe that it is important for individuals to start securing their health as early as possible. 

 

Most people think of health insurance as something they need when they are older or have a family. The truth is, health insurance is something you should start thinking about early in life. 

 

The Following are the Top Reasons to Buy Health Insurance Before You Turn 30:

 

Buy Early for the Best Price

The cost of health insurance premiums is based on your age, so the younger you are when you purchase a policy, the lower your premium will be.

 

Because the Incidence of Lifestyle Illnesses has Surged

In the past, most health insurance claims were for acute conditions that required hospitalization. However, in recent years, there has been a shift in claims for chronic conditions such as diabetes, hypertension, and heart disease. This is due to the increase in lifestyle illnesses brought on by sedentary lifestyles and poor diets. If you are diagnosed with a chronic condition, it is important to have health insurance so that you can get the treatment you need. Without insurance, the cost of treatment can be prohibitively expensive.

 

Purchasing it Early Means Better Financial Planning

If you wait until you are older to purchase health insurance, you may find that your options are limited. By buying a policy early, you can choose the coverage that best meets your needs and budget. You will also have the peace of mind of knowing that you are covered in case of an unexpected illness or injury.

 

Enjoy Full Benefits Ehen you Need them the Most

Most health insurance policies have a waiting period of two to three years before they cover pre-existing conditions. This means that if you develop a condition during that time, you will have to pay for treatment out of your own pocket. By buying a policy early, you can avoid this waiting period and get coverage for any conditions that develop. Most importantly, you will have the peace of mind of knowing that you are covered in case of an unforeseen health emergency.

 

It Covers Much More than Just Hospitalization

Health insurance is not just for hospitalization. It also covers outpatient treatment, preventive care, and maternity benefits. By buying a policy early, you can take advantage of all these benefits and get the best possible care for yourself and your family. For example, Niva Bupa’s comprehensive health insurance plans cover outpatient treatment, preventive care, maternity benefits, and more.

 

Young Buyers Get a More Comprehensive Deal

When you buy health insurance early, you are more likely to get a comprehensive policy, including tax benefits. This is because insurers understand that young people are more likely to need coverage for a wider range of conditions. As you get older, your needs will change and you may need to purchase a different policy.

 

Conclusion

There are many reasons to buy health insurance before you turn 30. By doing so, you will enjoy lower premiums, comprehensive coverage, and the peace of mind that comes with knowing you are covered in case of an unforeseen health emergency. Niva Bupa is the best health insurance company in India and offers a wide range of plans to meet your needs.

 

Contact us today to learn more about our critical illness insurance and other health insurance products.

 

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Secure your health with comprehensive insurance plans from Nivabupa

Tell us a bit about you

Whom are you buying for ?
Myself Icon Individual
Wife Icon Husband & Wife
Family Icon Family
Enter valid name
Enter Valid DOB
OTP sent Resend OTP
otp icon
OTP Expires in
I authorize Niva Bupa to call me. This will override your existing registry in DNCR. I want to get my quote and policy details on WhatsApp.
FIND MY PLAN